Last updated: January 2025
CanadaFinanceTools.ca is committed to protecting your privacy. This policy explains how we handle information when you use our free financial calculators.
All calculations on this website run entirely in your browser. We do not collect, store, transmit, or have access to any financial information you enter into our calculators — including your income, savings, debts, or any other personal financial details. This data never leaves your device.
We may use standard web analytics tools (such as Google Analytics) to collect anonymous, aggregated information about how visitors use this site. This includes:
This information is anonymous and cannot be used to identify you personally.
We use your browser's localStorage to remember your dark/light mode preference. This data stays on your device and is never transmitted to our servers.
We may use cookies for anonymous analytics purposes. We do not use cookies to track personal information or serve targeted advertising. You can disable cookies in your browser settings without affecting calculator functionality.
This site may display advertisements through Google AdSense. Google may use cookies to serve ads based on your prior visits to this website or other websites. You can opt out of personalized advertising by visiting Google's Ads Settings.
Our site includes links to external resources such as the Canada Revenue Agency (CRA), OSFI, CMHC, and Statistics Canada. We are not responsible for the privacy practices of these third-party websites. We encourage you to review their privacy policies.
This site is not directed at children under 13 years of age. We do not knowingly collect information from children.
We may update this privacy policy from time to time. Any changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance of the updated policy.
If you have questions about this privacy policy, you can contact us at: privacy@canadafinancetools.ca